Freede Offerings
Terms of Use
Last Modified: May 15, 2024
These Terms of Use (“Terms of Use”) are between you and Freede Solutions Inc. (“Freede,” “we,” or “us”) and govern your access to and use of the Freede websites and software as a service products (together the “Offerings”) including any content, features, functionality, applications, and services offered on or through the Offerings.
Please read the Terms of Use carefully. By using the Offerings or by clicking to accept or agree to the Terms of Use, you accept and agree to be bound and abide by these Terms of Use. If you do not want to be bound by these Terms of Use, you must not access or use the Offerings.
ARBITRATION NOTICE; CLASS ACTION WAIVER; WAIVER OF TRIAL BY JURY. THESE TERMS OF USE CONTAIN A PROVISION REQUIRING YOU TO RESOLVE DISPUTES BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS. YOU AGREE THAT ALL DISPUTES BETWEEN FREEDE AND YOU WILL BE RESOLVED BY MANDATORY BINDING ARBITRATION AND YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. THIS ARBITRATION PROVISION LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.
Requirements. To use the Offerings, you must be 18 years of age or older, able to enter into legally binding contracts under applicable law, and a resident of the United States or any of its territories or possessions. By using the Offerings, you represent and warrant that you meet all the foregoing eligibility requirements.
Changes to these Terms of Use. We may update or modify these Terms of Use from time to time, without limitation, by posting a revised version of these Terms of Use on the Offerings and by publishing a general notice of such changes on the Offerings. By accessing or using the Offerings after we have provided such notice, you agree to be bound by such modifications.
Privacy Policy. We collect, use, and share Personal Information as described in our Privacy Policy, found at https://www.freede.co/legal-privacy-platform/.
Mistakes or Errors. You agree that under no circumstances will we be responsible for any loss, damage or liability arising out of any mistakes or other errors made by you as a result of your access to or use of the Offerings.
Authorization. Subject to your compliance with these Terms of Use, Freede hereby grants you a non-exclusive, non-transferable, revokable right to access and use the Offerings for your own personal, non-commercial purposes. Freede reserves any rights not explicitly granted in these Terms of Use.
Changes to the Offerings. We may update the content on the Offerings from time to time, but it is not necessarily complete or up to date. Any of the material on the Offerings may be out of date at any given time, and we are under no obligation to update such material. Freede reserves the right to withdraw or amend the Offerings, and any service or material Freede provides on the Offerings, in Freede’s sole discretion without notice. Freede will not be liable if for any reason all or any part of the Offerings are unavailable at any time or for any period.
Termination of your Use. Freede reserves the right to modify, suspend, discontinue, or restrict your access to or use of the Offerings or any portion of the Offerings, at any time, for any reason, without notice or liability and in Freede’s sole discretion. We have the right to disable any username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.
Agency Partner. Some of our services may be offered in connection with a collector, processor, or owner of one or more of your debt accounts that has an arrangement with Freede (the “Agency Partner”). Certain Freede products and services are only available to individuals who receive an invitation from an Agency Partner.
You are responsible for ensuring that payment plans, commitments, or other arrangements that you and your Agency Partner agree upon are fulfilled regardless of your ability to access the Offerings or Freede services or products. If you are unable to access the Offerings or Freede services or products in any instance that you are attempting to fulfill the terms of any such payment plans, commitments, or other arrangements agreed upon between you and the Agency Partner, you understand that it is your sole responsibility to establish alternative methods of communication and facilitations of such payment plans, commitments, or other arrangements by contacting the Agency Partner directly.
Offerings Registration. In order to access and use certain features of the Offerings, you must create an account (“User Account”). You may only be able to create a User Account if you have been invited by an Agency Partner. You agree that all of the information you provide on or through the Offerings is correct, current, and complete. Freede reserves the right, in its sole discretion, to continue or terminate your User Account and access to the Offerings after your debt account with your Agency Partner(s) has been satisfied or Freede no longer has an arrangement with your Agency Partner(s) with respect to your debt account.
Authorization to Disclose to Freede. When you register with a User Account through an Agency Partner, and in each subsequent instance when you access the Offerings, you are providing your Agency Partner with an ongoing and perpetual authorization to disclose to Freede, without limitation or exclusion, any and all underlying account information related to any debt account that is made available to you on the Offerings.
Security. When you register, you will be asked to choose a password, which you will be required to use to access your User Account. For security purposes, you should avoid password combinations that may be easily determined by others, such as birthdays, phone numbers, Social Security numbers, etc., and change your password frequently. You are responsible for safeguarding your password and other User Account information. You must treat such information as confidential, and you must not disclose it to any other person or entity. You acknowledge that your User Account is personal to you and agree not to provide any other person with access to the Offerings or portions of it using your username, password, or other security information. Freede is not liable for any harm caused by or related to the theft, misappropriation, disclosure, or unauthorized use of your username, password, or other security information. You agree to notify Freede immediately of any unauthorized access to or use of your username or password or any other breach of security and to change your password immediately if your password is lost or stolen or if you suspect any unauthorized use of your User Account. As a user, you agree that you shall be solely responsible for any activities or actions under your User Account, whether or not you have authorized such activities or actions.
You may only use the Offerings, including any content or tools (“Freede Content”) for your personal, non-commercial use. You must not lease, sell, sublease, clone, decompile, reverse engineer, translate, copy, market, reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Offerings.
You must not delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site.
You agree not to use the Offerings and the Freede Content, including without limitation the AI Tools:
Additionally, you agree not to:
Ownership by Freede. Freede owns the Offerings. The Freede Content is owned by and is the property of Freede, its licensors, sponsors, partners, advertisers, content providers or other third parties. The Freede Content includes, without limitation, (i) Freede’s trademarks, service marks, logos, brands, and brand names, trade dress and trade names and other distinctive identification; (ii) information, data, materials, interfaces, computer code, databases, products, services, software applications and tools, text, images, displays, photographs, audio and video material, including podcasts, and artwork, (iii) the design, structure, selection, compilation, assembly, coordination, expression, functionalities, features, applications, look and feel, and arrangement of any content contained in or available through the Offerings and (iv) the AI Tools, as described below. Freede Content, in all media now existing or hereafter developed, is protected by law including, but not limited to, copyright, trade secret, patent, and trademark law, as well as other state, national, and international laws, treaties, and regulations. The reproduction, transmission, distribution, sale, publication, broadcast, circulation, or dissemination of any Freede Content by you, or by you through any other person or entity, is prohibited unless express written consent is separately obtained from Freede. You may not alter, delete, obscure, or conceal any copyright or other notices appearing in the Freede Content, including any such notices appearing on any Freede Content.
All rights not expressly granted are reserved by Freede.
Before using certain areas of the Offerings, you may be asked to indicate your acceptance of additional special terms and conditions by clicking a button marked “I Accept”, “I Agree”, “Okay”, “I Consent”, or other words or actions that similarly acknowledge your consent or acceptance of a “Click-Through Agreement”. To the extent there is a conflict between these Terms of Use and any Click-Through Agreement for the activity in which you choose to participate, the Click-Through Agreement will govern.
We enable you to connect your bank account to the Offerings through our service provider, Plaid. In order to use certain important features of the Offerings, you must accept and agree to Plaid’s terms of use. For more information, please see Plaid’s End User Services Agreement and Privacy Policy. You do not have to use this service in order to use the Offerings.
The information presented on or through the Offerings, the Freede Content and information made available through your use of the AI Tools, is made available solely for informational purposes. Some of the information and graphics made available on or through the Offerings, including the Freede Content, and information made available using AI Tools and Freede Chat, may contain inaccuracies, typographical errors, or out-of-date information. Your use of the Offerings, the Freede Content and AI Tools are at your own risk. Freede will not be liable to you or anyone else for any decision made or action taken by you or anyone else in reliance on materials or information obtained or downloaded from the Offerings, using the Freede Content, including using the AI Tools.
Artificial Intelligence. As part of the Offerings, Freede may provide you with access to certain tools that use or are powered by Artificial Intelligence (“AI”). If you use the AI Tools, you agree to the following:
Agency Partner Chat. The Offerings may include an automated chatbot (“Freede Chat”). Freede Chat is an automated online tool powered by AI and modified by your Agency Partner that exclusively facilitates communications between you and your Agency Partner about your debt account.
Chat sessions are monitored and transcribed for regulatory compliance, training, and process improvement purposes. Access to these transcripts is limited to authorized personnel of your Agency Partner and Freede. By using our chat tools, you agree to allow a Freede representative and your Agency Partner to record and review your chat session to improve the quality of the information and services provided, or to make corrections.
Although Freede Chat sessions are encrypted, we recommend you do not submit, display or post personal information during a chat session unless you are in a secure location. The posting or transmitting of any comment or material that may be considered defamatory, obscene, illegal, aggressive, or otherwise unacceptable is strictly prohibited. In such situations, Freede may end the chat session at any time and without prior notice.
The content of a chat session is intended for personal use only and the distribution, reproduction, transmission, posting or recording of all or a portion of a chat session, in any format whatsoever, or a modification thereto, without Freede’s prior consent, is strictly prohibited.
At any time, Freede reserves the right to change the content of the chatbot or interrupt, limit or suspend all or a portion of its features or access to it, without prior notice, primarily for maintenance and updates.
You acknowledge that you should rely on your own judgment with regard to the accuracy of the information or responses provided by the Freede Chat. This information is updated frequently. Freede may not, under any circumstances, be held responsible for any consequences arising from inaccuracies in this information or from damages resulting from its use.
AI Coach. Freede may provide you with the opportunity to use our artificial intelligence powered chat tool (the “AI Coach”) on the Offerings. Unlike the Freede Chat, the AI Coach is separate from your relationship with your Agency Partner.
The AI Coach uses artificial intelligence to interact with you and is not monitored by a human. Artificial Intelligence is still a developing technology so it will make errors and may provide incorrect, incomplete or inaccurate information. We are not responsible for any information provided by the AI Coach.
We do not provide financial advice in connection with your use of the AI Coach. The content of a chat session is intended for your personal use only and you may not distribute, reproduce, transmit, post or record your chat session in any format whatsoever, or a modification thereto, without Freede’s prior consent.
We reserve the right to access and read your conversations with the AI Coach as necessary to remedy problems, enforce our rules, detect fraud, improve the quality of the information and services provided, make corrections, or improve our products and services. Additionally, your sessions using the AI Coach may be reviewed and transcribed for regulatory compliance, training, and process improvement purposes. Access to these transcripts is limited to authorized personnel of Freede and will not be available to your Agency Partner.
At any time, Freede reserves the right to limit or suspend all or a portion of the features of the AI Coach or access to it, without prior notice.
You acknowledge that you should rely on your own judgment with regard to the accuracy of the information or responses provided by the AI Coach. Freede may not, under any circumstances, be held responsible for any consequences arising from inaccuracies in this information or from damages resulting from your use of the AI Coach.
THE OFFERINGS, THE FREEDE CONTENT, AND THE AI TOOLS, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE FREEDE PLATFORM ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER FREEDE NOR ANY PERSON ASSOCIATED WITH FREEDE MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE FREEDE PLATFORM, THE FREEDE CONTENT, AI TOOLS OR ANY OTHER SERVICES, PRODUCTS OR ITEMS OBTAINED THROUGH THE FREEDE PLATFORM.
WITHOUT LIMITING THE FOREGOING, NEITHER FREEDE NOR ANYONE ASSOCIATED WITH FREEDE REPRESENTS OR WARRANTS THAT THE FREEDE PLATFORM, THE FREEDE CONTENT, THE AI TOOLS OR ANY SERVICES, PRODUCTS, OR ITEMS OBTAINED THROUGH THE FREEDE PLATFORM WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, FREE OF VIRUSES OR WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, FREEDE HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
FREEDE DOES NOT PROVIDE LEGAL, MEDICAL, FINANCIAL, TAX, OR INVESTMENT ADVICE. THE INFORMATION ON THE FREEDE PLATFORM, INCLUDING THE FREEDE CONTENT AND INFORMATION RECEIVED USING THE AT TOOLS, IS NOT DESIGNED OR INTENDED TO REPLACE ADVICE FROM LICENSED PROFESSIONALS IN THESE AREAS. FROM TIME TO TIME, FREEDE MAY OFFER PRODUCTS OR SERVICES PROVIDED BY THIRD PARTIES THAT MAY CONSTITUTE SUCH ADVICE AND ANY SUCH ADVICE SHALL BE THAT OF THE THIRD PARTIES AND NOT FREEDE.
NOT A DEBT COLLECTOR. While certain information and services provided on the Offerings are being provided as a service to a collector, processor, or owner of one or more of your debt accounts to assist you in your communications with them and the satisfaction of your debt, Freede is not, and does not intend to act as, a debt collector, debt servicer, credit repair organization or debt settlement company. While Freede may share certain information with others as described in our Privacy Policy, Freede is not and does not intend to act as a credit reporting agency.
The Offerings may include content provided by third parties, including materials provided by third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Freede, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Freede. Freede is not responsible, or liable to you or any third party for the content or accuracy of any materials provided by any third parties.
TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE FREEDE PLATFORM OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE FREEDE PLATFORM OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY FREEDE PLATFORM LINKED TO IT.
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL FREEDE, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE, AND DISCLAIM ANY LIABILITY, FOR DAMAGES OF ANY KIND (INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE), UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH (i) YOUR USE, OR INABILITY TO USE, THE FREEDE PLATFORM, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE FREEDE PLATFORM, OR THE AI TOOLS, (ii) FROM ANY INTERRUPTION OF THE AVAILABILITY OF THE FREEDE PLATFORM OR THE AI TOOLS, (iii) FROM ANY LOSS OF DATA AND/OR FROM ANY EQUIPMENT FAILURE, (iv) FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, (v) FROM STATEMENTS OR CONDUCT OF ANY THIRD PARTY (INCLUDING YOUR AGENCY PARTNER) ON THE FREEDE PLATFORM, (vi) FROM DELAY OR FAILURE OF THE FREEDE PLATFORM, THE FREEDE CHATBOT OR THE AI COACH (vii) OUT OF THE USE OF, REFERENCE TO, OR RELIANCE ON, THE FREEDE CONTENT OR THE AI TOOLS, (viii) OUT OF ANY THIRD PARTY (INCLUDING YOUR AGENCY PARTNER) MATERIALS, INFORMATION, PRODUCTS AND SERVICES CONTAINED ON, OR ACCESSED THROUGH, THE FREEDE PLATFORM, (ix) OUT OF THE FAILURE OF YOUR AGENCY PARTNER TO COMPLY WITH APPLICABLE LAWS IN CONNECTION WITH COMMUNICATIONS OR TRANSACTIONS WITH YOU THROUGH THE FREEDE PLATFORM OR AI TOOLS, AND (x) OUT OF ANY OTHER MATTER RELATED TO THE FREEDE PLATFORM, THE FREEDE CONTENT, OR THE AI TOOLS.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Freede, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, suits, liabilities, damages (actual and consequential), judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or in any way related to your use of the Offerings, Freede Content, or the AI Tool, a violation by you of these Terms of Use, or any other actions connected with your use thereof other than as expressly authorized in these Terms of Use.
This indemnification provision does not apply to Freede’s intentional conduct.
PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS. IT REQUIRES YOU TO ARBITRATE DISPUTES WITH FREEDE AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.
Agreement to Arbitrate. Any controversy, claim, or dispute — whether in contract, tort, statute, or otherwise — between you and Freede or our employees, agents, successors, or assigns, arising from these Terms of Use or any transaction or relationship (including any such relationship with third parties who do not sign this contract), shall be settled by arbitration administered by the American Arbitration Association (“AAA”). You hereby waive any right to have any such controversy, claim or dispute litigated in a court. This means you also waive the right to have any such controversy, claim or dispute tried before a jury.
There are some exceptions to this mandatory arbitration provision. Specifically, either party may at any time bring a suit in small claims court or bring an action to enforce intellectual property rights.
The breach, termination, enforcement, interpretation or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate will also be determined by binding individual arbitration.
If you do not want to be bound by this agreement to arbitrate, you may opt-out. If you wish to opt-out of the agreement to arbitrate, you must send us a letter stating: “Request to Opt-Out of Agreement to Arbitrate” to the address below within 45 days of the effective date of these Terms of Use or when you first access or use the Offerings, whichever is later.
Freede Solutions Inc.,
5900 Balcones Drive
Suite 6744
Austin, TX 78731
About Arbitration. Arbitration is a dispute resolution process which is more informal than a court case. ARBITRATION IS DIFFERENT THAN A LAWSUIT. There is no judge or jury in arbitration. Arbitration procedures are simpler and more limited than rules applicable in court and review by a court is limited. You will not be able to have a court or jury trial or participate in a class action or class arbitration. There is a limited court review of a final arbitration award. There may be more limits on discovery than in a court case. The arbitrator is required to make a decision based upon these Terms of Use and applicable law. The arbitrator may award damages and attorneys’ fees, but the arbitrator may not grant declaratory or injunctive relief except in very limited circumstances and only as it relates to your individual rights under these Terms of Use.
Arbitration Process. Either Freede or you may bring an arbitration proceeding under the Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer Arbitration Rules of the AAA. You may obtain instructions on how to file arbitration with AAA by calling AAA at 1 800 778 7897 or online at www.adr.org or we can assist you in contacting AAA.
If a party wishes to bring an arbitration proceeding under these Terms of Use, that party must send written notice of the dispute by letter or email to the other party. The notice must contain (a) an explanation of the dispute; and (b) describe the specific remedy or award you are seeking from the arbitrator. The parties then must work together in good faith to attempt to resolve any such dispute through discussions or email communications. If the parties cannot resolve the dispute within 15 days, either party may submit the dispute to arbitration.
Claims shall be heard by a single arbitrator. The arbitration will take place in Austin, Texas, unless the arbitrator determines that the location is unreasonably inconvenient. If the amount of the claim is for $10,000.00 or less, in which case either of us have the choice of (a) submitting the dispute to the arbitrator based upon documents only or (b) using a telephone hearing.
Time Limitation. To bring an arbitration action, a party must file a demand for arbitration no later than one year after the date that party first becomes aware of, or should have known of, the claim subject to arbitration, or that claim will be time barred and you will have no right to seek any other remedy. In instances where a one-year time limit is prohibited, the claim must be brought within the shortest time period permitted by applicable law.
Fees. The fees you incur in arbitration and your share of the arbitrator’s fees are limited, as set forth in the AAA rules. Freede will pay the remaining fees. If the arbitrator determines your claim was improper or frivolous, payment of all fees will be governed by the AAA rules, and you will be required to reimburse us. The arbitrator is required to issue a written decision sufficient to explain the facts and legal conclusions on which the decision and award are based. The arbitrator may resolve disputes as to the payment and reimbursement of fees or expenses during the arbitration proceeding, or if requested by a party, within 14 days of the arbitrator’s issuance of an award.
Binding Decision. The arbitrator’s ruling is binding and may be entered as a judgment in any court of competent jurisdiction or application may be made to such court for judicial acceptance of any award and an order of enforcement, as the case may be.
FAA. This agreement to arbitrate involves interstate commerce, and, therefore, shall be governed by the federal arbitration act, 9 U.S.C. 1-16 (“FAA”), and not by state law. This agreement to arbitrate is intended to be interpreted broadly pursuant to the FAA.
Confidentiality. The arbitration and all information disclosed during the arbitration may not be disclosed to any third party except as required by law. The parties will not make any comments or announcements to the public about the subject matter or outcome of the arbitration.
Class Action Waiver. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST FREEDE ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE OR COLLECTIVE PROCEEDING. Any disputes arising under these terms will take place on an individual basis using binding arbitration. If the foregoing class action waiver is deemed invalid or unenforceable, you and Freede each agree not to seek, and waive any right, to arbitrate, litigate or otherwise resolve any dispute through class or collective claims.
Social Media Non-Endorsement. Freede may provide opportunities for user interaction within its Offerings and on social media sites such as Twitter and Reddit. Social media content and links to other internet sites should not be construed as an endorsement of the organizations, entities, views, or content contained therein. Freede is not responsible for content or links posted by others.
Links from the Offerings. If the Offerings contains links to other sites, resources, and services provided by third parties, these links are provided for your convenience only. The links contained on the Offerings do not imply any endorsement or sponsorship of any other website or any of the products or services that may be offered on any other website, and Freede makes no representations or warranties with respect to any linked website. Freede does not control, endorse, promote, or have any affiliation with any other website unless expressly stated on the Offerings. If you decide to access any of the third-party websites linked to the Offerings, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.
Geographic Restrictions. The owner of the Offerings is based in the State of Texas in the United States. We provide the Offerings for use only by persons located in the United States. We make no claims that the Offerings or any of their content is accessible or appropriate outside of the United States. Access to the Offerings may not be legal by certain persons or in certain countries. If you access the Offerings from outside the United States, you do so on your own initiative and are responsible for compliance with local laws and regulations of your jurisdiction as well as these Terms of Use.
Governing Law. This Agreement and the rights of the parties hereunder shall be governed by and construed in accordance with the laws of the State of Texas, exclusive of conflict or choice of law rules.
Term and Termination. These Terms of Use will take effect at the time you begin using the Offerings. Freede reserves the right, with or without notice, at any time and for any reason, to deny you access to the Offerings or to any portion thereof, and to terminate these Terms of Use. These Terms of Use will terminate automatically if you fail to comply with the terms set forth herein. You may terminate these Terms of Use at any time by ceasing to use the Offerings, but all applicable provisions of these Terms of Use will survive such termination. Upon termination, you must destroy all copies of any portion of the Offerings, including any Freede Content, in your possession.
Limitation on Time to File Claims. REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE FREEDE PLATFORM MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
Waiver and Severability. No waiver by Freede of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Freede to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.
Entire Agreement. The Terms of Use, together with any revisions, any documents or policies referenced herein, and any Click-through Agreement constitute the sole and entire agreement between you and Freede regarding the Offerings and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Offerings.
Electronic Communications. If you contact Freede through the Offerings, you consent to engaging in certain electronic communications with Freede including but not limited to chat and/or electronic mail or by other electronic means at such numbers or addresses you provide to Freede.
Freede will not be responsible or liable for any loss or damages you may incur if you communicate confidential or other personal information to Freede by such electronic means or if Freede communicates such information to you by these means at your request or as a reply to a communication sent by you over the same channel. Freede may verify communications or the source of the communications before it accepts them, but it is not obligated to do so. Unless expressly required by law, Freede does not guarantee the confidentiality or security of any communication or other material transmitted to or from the Offerings over the internet or other communication network.
Freede will never include your password in these communications, but Freede may include your name, or email address. Anyone with access to your e-mail or mobile device will be able to view these alerts.
Please direct any feedback, questions, concerns, comments, requests for technical support, and other communications relating to the Offerings or these Terms of Use at contact@freede.co.